Windy City Media Group Frontpage News
Celebrating 30 Years of Gay Lesbian Bisexual and Trans News
home search facebook twitter join
Gay News Sponsor Windy City Times 2017-05-24
DOWNLOAD ISSUE
About WCMG Publications News Index  Entertainment Features Bars & Clubs Calendar Videos Advertisers OUT! Guide    Marriage

Sponsor
Sponsor
Sponsor

  WINDY CITY TIMES

Civil unions, the first steps
Part of a series
by Roger McCaffrey
2012-11-20

facebook twitter google +1 reddit email


Q. My partner and I just made the leap. We are now civil union partners. What do we do now?

A With the passage of the Civil Union law LGBT couples who enter into a civil union will have the right to hold title to real estate as tenants by the entirety. Tenancy by he entirety combines the survivorship attributes of joint tenancy with the bonus of limited protection against creditors. That is, a judgment creditor of just one of the homeowners cannot enforce its lien against the residence of the homeowners owned as tenants by the entirety.

This means that if you enter into a Civil Union and sign and record a new deed conveying the title of your house, which has to be your residence, to yourselves, as tenants by the entirety, the creditors of one of you cannot take away the house. This is asset protection in its greatest form. You should consult with your own attorney to see if this right for you.

Also, having a civil union does not remove the need to have current powers of attorney. Effective July 1, 2011 the Illinois Power of Attorney Act went into effect. The new law makes wholesale changes with new forms and new legal obligations.

The new law says your old forms are valid, but sometimes banks etc. refuse to accept them on their face if they are too old. An "old" power of attorney is more difficult to deal with than a fresh one because a question arises as to whether it is still good or whether it has been replaced. When a power of attorney may be considered "stale" is a policy decision by third parties that differs widely. It is not unusual to hear statements that a power of attorney is considered stale if it is older than 6 or 12 months. Consult with your attorney.

Before entering into a civil union, it is important for low-income individuals to consider the impact their civil union may have on their public benefits. Because the Civil Union Act is a state law, the changes will be primarily in state programs. But since it's not always clear which programs are state and which are federal, review first the main public benefits programs, especially those accessed by people with HIV to determine what effect, if any, the new law will have.


facebook twitter google +1 reddit email




Windy City Media Group does not approve or necessarily agree with the views posted below.
Please do not post letters to the editor here. Please also be civil in your dialogue.
If you need to be mean, just know that the longer you stay on this page, the more you help us.


  ARTICLES YOU MIGHT LIKE

Gay News

HRW issues report on Chechen anti-gay abuses 2017-05-26 - A 42-page report by the international rights-advocacy organization Human Rights Watch ( HRW ), released May 26, details the brutal treatment that gay ...


Gay News

Illinois House Passes Bill to Modernize State's Birth Certificate Law 2017-05-26 - SPRINGFIELD — A measure to modernize Illinois law allowing people to change the gender marker on their birth certificate, House Bill 1785, passed ...


Gay News

'March on McDonald's' ahead of Company's Shareholder Meeting 2017-05-24 - CHICAGO —Thousands of workers fighting for $15 an hour and union rights, joined by members of more than a dozen groups at the ...


Gay News

141 Men Arrested in Gay Sauna in Indonesia 2017-05-22 - On May 21, Indonesian authorities arrested 141 men, claiming they were engaging in a "gay sex party" at Atlantis Gym & Sauna in ...


Gay News

Homicide of Imer Alvarado, in Fresno, California possible hate violence 2017-05-22 - The National Coalition of Anti-Violence Programs ( NCAVP ) has learned of the possible hate-violence homicide of Imer Alvarado on the night of ...


Gay News

Working In America Lunch with Ai-jen Poo, Dir. Domestic Worker's Alliance 2017-05-22 - Working In America will hold a last Working Lunch with Ai-jen Poo, Director of Domestic Worker's Alliance, Thursday, May 25. 11:45am-1:30pm at Harold ...


Gay News

Sherrell Faulkner, Black transgender woman, killed in Charlotte, North Carolina 2017-05-22 - NCAVP mourns the homicide of Sherrell Faulkner, a Black transgender woman killed in Charlotte, North Carolina; the11th reported killing of a transgender person ...


Gay News

Family-law firm forges new LGBT partnership 2017-05-21 - With the freedom to marry won, naturally the LGBTQ community discovered that it has also come with some heavy baggage including everything from ...


Gay News

Gay teacher fired after being outed by students 2017-05-18 - Democratic candidate for Congress Marie Newman, who will be challenging incumbent U.S. Rep. Daniel Lipinski (D-CHicago) in the 2018 elections, on May 19, ...


Gay News

Southwest suburban progressives to host equality march 2017-05-18 - The progressive group Southwest Suburban Activists will hold the Equality March for Unity and Pride on June 11 at Breidert Green in Frankfort. ...


 



Copyright © 2017 Windy City Media Group. All rights reserved.
Reprint by permission only. PDFs for back issues are downloadable from
our online archives. Single copies of back issues in print form are
available for $4 per issue, older than one month for $6 if available,
by check to the mailing address listed below.

Return postage must accompany all manuscripts, drawings, and
photographs submitted if they are to be returned, and no
responsibility may be assumed for unsolicited materials.
All rights to letters, art and photos sent to Nightspots
(Chicago GLBT Nightlife News) and Windy City Times (a Chicago
Gay and Lesbian News and Feature Publication) will be treated
as unconditionally assigned for publication purposes and as such,
subject to editing and comment. The opinions expressed by the
columnists, cartoonists, letter writers, and commentators are
their own and do not necessarily reflect the position of Nightspots
(Chicago GLBT Nightlife News) and Windy City Times (a Chicago Gay,
Lesbian, Bisexual and Transegender News and Feature Publication).

The appearance of a name, image or photo of a person or group in
Nightspots (Chicago GLBT Nightlife News) and Windy City Times
(a Chicago Gay, Lesbian, Bisexual and Transgender News and Feature
Publication) does not indicate the sexual orientation of such
individuals or groups. While we encourage readers to support the
advertisers who make this newspaper possible, Nightspots (Chicago
GLBT Nightlife News) and Windy City Times (a Chicago Gay, Lesbian
News and Feature Publication) cannot accept responsibility for
any advertising claims or promotions.

 

 

 

TRENDINGBREAKINGPHOTOS

Sponsor
Sponsor
Sponsor


 



Sponsor

About WCMG Publications News Index  Entertainment Features Bars & Clubs Calendar Videos Advertisers OUT! Guide    Marriage


About WCMG      Contact Us      Online Front  Page      Windy City  Times      Nightspots      OUT! Guide     
Identity      BLACKlines      En La Vida      Archives      Subscriptions      Distribution      Windy City Queercast     
Queercast Archives      Advertising  Rates      Deadlines      Advanced Search     
Press  Releases      Event Photos      Join WCMG  Email List      Email Blast     
Upcoming Events      Todays Events      Ongoing Events      Post an Event      Bar Guide      Community Groups      In Memoriam      Outguide Categories      Outguide Advertisers      Search Outguide      Travel      Dining Out      Blogs      Spotlight  Video     
Classifieds      Real Estate      Place a  Classified     

Windy City Media Group produces Windy City Queercast, & publishes Windy City Times,
The Weekly Voice of the Gay, Lesbian, Bisexual and Trans Community,
Nightspots, Out! Resource Guide, and Identity.
5315 N. Clark St. #192, Chicago, IL 60640-2113 • PH (773) 871-7610 • FAX (773) 871-7609.