Windy City Media Group Frontpage News
Celebrating 30 Years of Gay Lesbian Bisexual and Trans News
home search facebook twitter join
Gay News Sponsor Windy City Times 2017-03-29
DOWNLOAD ISSUE
About WCMG Publications News Index  Entertainment Features Bars & Clubs Calendar Videos Advertisers OUT! Guide    Marriage

Sponsor

  WINDY CITY TIMES

Civil unions, the first steps
Part of a series
by Roger McCaffrey
2012-11-20

facebook twitter google +1 reddit email


Q. My partner and I just made the leap. We are now civil union partners. What do we do now?

A With the passage of the Civil Union law LGBT couples who enter into a civil union will have the right to hold title to real estate as tenants by the entirety. Tenancy by he entirety combines the survivorship attributes of joint tenancy with the bonus of limited protection against creditors. That is, a judgment creditor of just one of the homeowners cannot enforce its lien against the residence of the homeowners owned as tenants by the entirety.

This means that if you enter into a Civil Union and sign and record a new deed conveying the title of your house, which has to be your residence, to yourselves, as tenants by the entirety, the creditors of one of you cannot take away the house. This is asset protection in its greatest form. You should consult with your own attorney to see if this right for you.

Also, having a civil union does not remove the need to have current powers of attorney. Effective July 1, 2011 the Illinois Power of Attorney Act went into effect. The new law makes wholesale changes with new forms and new legal obligations.

The new law says your old forms are valid, but sometimes banks etc. refuse to accept them on their face if they are too old. An "old" power of attorney is more difficult to deal with than a fresh one because a question arises as to whether it is still good or whether it has been replaced. When a power of attorney may be considered "stale" is a policy decision by third parties that differs widely. It is not unusual to hear statements that a power of attorney is considered stale if it is older than 6 or 12 months. Consult with your attorney.

Before entering into a civil union, it is important for low-income individuals to consider the impact their civil union may have on their public benefits. Because the Civil Union Act is a state law, the changes will be primarily in state programs. But since it's not always clear which programs are state and which are federal, review first the main public benefits programs, especially those accessed by people with HIV to determine what effect, if any, the new law will have.


facebook twitter google +1 reddit email




Windy City Media Group does not approve or necessarily agree with the views posted below.
Please do not post letters to the editor here. Please also be civil in your dialogue.
If you need to be mean, just know that the longer you stay on this page, the more you help us.


  ARTICLES YOU MIGHT LIKE

Gay News

Appellate judges hear Kenosha transgender-related case 2017-03-29 - Justices from the Seventh Circuit Court of Appeals, on March 29, heard an appeal from a Wisconsin school district that had been ordered ...


Gay News

An analysis of the state foster-care system 2017-03-29 - ACLU is advocating for better outcomes for LGBT youth The Illinois Department of Children and Family Services has had an official ...


Gay News

New report: Cycle of Risk, Intersection of Poverty, Violence, Trauma 2017-03-29 - Chicago-based Heartland Alliance has released "Cycle of Risk: the Intersection of Poverty, Violence, and Trauma," its report detailing poverty throughout Illinois. Among other ...


Gay News

LGBTQ business expo on March 31 2017-03-29 - An LGBTQ business expo and a nighttime event called an "Executive Realness Ball" will take place Friday, March 31, 10 a.m.-8 p.m., at ...


Gay News

BOOKS Partner violence among LGBTQs presents unique challenges 2017-03-29 - In new book, Chicago author dispels myths and finds intimate partner violence is more prevalent than believed Many LGBTQ people experience ...


Gay News

National: Anti-LGBT bills, Larry Kramer, Grindr mag, trans group's message 2017-03-28 - Kentucky Gov. Matt Bevin signed a bill that allows student groups at high schools and public universities to bar LGBT people from their ...


Gay News

World news: Gay-panic defense, being 'Bi+,' Taiwan marriage case 2017-03-28 - South Australia is now the only jurisdiction that allows the gay-panic defense to be used after Queensland amended its criminal law and abolished ...


Gay News

Trump administration omits LGBTQs from 2020 census, American Community Survey 2017-03-28 - Dashing the hopes of pro-LGBT individuals and organizations, the Trump administration, on March 28, canceled plans to ask U.S. residents about their sexual ...


Gay News

Protection rescinded from LGBT employees of companies working with government 2017-03-28 - Statement from National Center for Lesbian Rights Executive Director Kate Kendell, Esq. on the Trump Administration's Quiet Take-Down of Federal Protections Against LGBT ...


Gay News

Alphonza Watson, a Black transgender woman, killed in Baltimore 2017-03-27 - The National Coalition of Anti-Violence Programs ( NCAVP ) mourns the death of Alphonza Watson, a Black transgender woman, killed in Baltimore, Maryland ...


 



Copyright © 2017 Windy City Media Group. All rights reserved.
Reprint by permission only. PDFs for back issues are downloadable from
our online archives. Single copies of back issues in print form are
available for $4 per issue, older than one month for $6 if available,
by check to the mailing address listed below.

Return postage must accompany all manuscripts, drawings, and
photographs submitted if they are to be returned, and no
responsibility may be assumed for unsolicited materials.
All rights to letters, art and photos sent to Nightspots
(Chicago GLBT Nightlife News) and Windy City Times (a Chicago
Gay and Lesbian News and Feature Publication) will be treated
as unconditionally assigned for publication purposes and as such,
subject to editing and comment. The opinions expressed by the
columnists, cartoonists, letter writers, and commentators are
their own and do not necessarily reflect the position of Nightspots
(Chicago GLBT Nightlife News) and Windy City Times (a Chicago Gay,
Lesbian, Bisexual and Transegender News and Feature Publication).

The appearance of a name, image or photo of a person or group in
Nightspots (Chicago GLBT Nightlife News) and Windy City Times
(a Chicago Gay, Lesbian, Bisexual and Transgender News and Feature
Publication) does not indicate the sexual orientation of such
individuals or groups. While we encourage readers to support the
advertisers who make this newspaper possible, Nightspots (Chicago
GLBT Nightlife News) and Windy City Times (a Chicago Gay, Lesbian
News and Feature Publication) cannot accept responsibility for
any advertising claims or promotions.

 

 

 

TRENDINGBREAKINGPHOTOS

Sponsor
Sponsor
Sponsor
Sponsor
Sponsor
Sponsor


 

Sponsor


Sponsor

About WCMG Publications News Index  Entertainment Features Bars & Clubs Calendar Videos Advertisers OUT! Guide    Marriage


About WCMG      Contact Us      Online Front  Page      Windy City  Times      Nightspots      OUT! Guide     
Identity      BLACKlines      En La Vida      Archives      Subscriptions      Distribution      Windy City Queercast     
Queercast Archives      Advertising  Rates      Deadlines      Advanced Search     
Press  Releases      Event Photos      Join WCMG  Email List      Email Blast     
Upcoming Events      Todays Events      Ongoing Events      Post an Event      Bar Guide      Community Groups      In Memoriam      Outguide Categories      Outguide Advertisers      Search Outguide      Travel      Dining Out      Blogs      Spotlight  Video     
Classifieds      Real Estate      Place a  Classified     

Windy City Media Group produces Windy City Queercast, & publishes Windy City Times,
The Weekly Voice of the Gay, Lesbian, Bisexual and Trans Community,
Nightspots, Out! Resource Guide, and Identity.
5315 N. Clark St. #192, Chicago, IL 60640-2113 • PH (773) 871-7610 • FAX (773) 871-7609.