Windy City Media Group Frontpage News
Celebrating 30 Years of Gay Lesbian Bisexual and Trans News
home search facebook twitter join
Gay News Sponsor Windy City Times 2015-07-29
DOWNLOAD ISSUE
About WCMG Publications News Index  Entertainment Features Bars & Clubs Calendar Videos Advertisers OUT! Guide    Marriage


  WINDY CITY TIMES

Civil unions, the first steps
Part of a series
by Roger McCaffrey
2012-11-20

facebook twitter del.icio.us stumble upon digg google +1 reddit email


Q. My partner and I just made the leap. We are now civil union partners. What do we do now?

A With the passage of the Civil Union law LGBT couples who enter into a civil union will have the right to hold title to real estate as tenants by the entirety. Tenancy by he entirety combines the survivorship attributes of joint tenancy with the bonus of limited protection against creditors. That is, a judgment creditor of just one of the homeowners cannot enforce its lien against the residence of the homeowners owned as tenants by the entirety.

This means that if you enter into a Civil Union and sign and record a new deed conveying the title of your house, which has to be your residence, to yourselves, as tenants by the entirety, the creditors of one of you cannot take away the house. This is asset protection in its greatest form. You should consult with your own attorney to see if this right for you.

Also, having a civil union does not remove the need to have current powers of attorney. Effective July 1, 2011 the Illinois Power of Attorney Act went into effect. The new law makes wholesale changes with new forms and new legal obligations.

The new law says your old forms are valid, but sometimes banks etc. refuse to accept them on their face if they are too old. An "old" power of attorney is more difficult to deal with than a fresh one because a question arises as to whether it is still good or whether it has been replaced. When a power of attorney may be considered "stale" is a policy decision by third parties that differs widely. It is not unusual to hear statements that a power of attorney is considered stale if it is older than 6 or 12 months. Consult with your attorney.

Before entering into a civil union, it is important for low-income individuals to consider the impact their civil union may have on their public benefits. Because the Civil Union Act is a state law, the changes will be primarily in state programs. But since it's not always clear which programs are state and which are federal, review first the main public benefits programs, especially those accessed by people with HIV to determine what effect, if any, the new law will have.


facebook twitter del.icio.us stumble upon digg google +1 reddit email




Windy City Media Group does not approve or necessarily agree with the views posted below.
Please do not post letters to the editor here. Please also be civil in your dialogue.
If you need to be mean, just know that the longer you stay on this page, the more you help us.


  ARTICLES YOU MIGHT LIKE

Velvet Rope owner pleads guilty to arson and fraud 2015-08-04
LGBT and other groups back Planned Parenthood 2015-08-02
Lambda Legal Midwest Region welcomes Garner Fellow Aisha Davis 2015-07-31
Six stabbed in repeat attack at Jerusalem Pride 2015-07-31
ACLU to Gov's Commission: Move from "tough on crime" to smart on crime 2015-07-29
Entertainment: Nick Jonas; Caitlyn Jenner; Lucy Lawless; RuPaul 2015-07-28
Illinois justice talks marriage 'moment' 2015-07-28
ABA conference July 30-Aug. 4 2015-07-28
Competing trans legal events set to take place in Chicago 2015-07-28
9.5M LGBT adults would be protected under proposed bill 2015-07-28
Lawmakers introduce Equality Act 2015-07-27
Former lawmaker dies in accident 2015-07-27
Obama makes pro-gay remarks in Kenya 2015-07-26
Federal Nondiscrimination Bill introduced in Congress 2015-07-23
India Clarke, a black transgender woman, killed in Tampa 2015-07-22
3000+ clergy say First Amendment Defense Act means tax-funded discrimination 2015-07-22
Relationships & the Law Today: Immigration rights in era of marriage equality 2015-07-22
HRC releases discrimination map 2015-07-22
Upcoming: Book Fair; Cannabis conference; marriage law seminar 2015-07-21
European court rules same-aex partnership a right 2015-07-21
Local feminist group marches against rape, gender violence 2015-07-17
EEOC rules: Federal law bans discrimination against GL federal workers 2015-07-17
Upcoming: Red Stars' Pride; Sports hall of fame; 'CLLAW XXII' 2015-07-16
Class action suit comes after Walmart denies health coverage to same-sex spouses 2015-07-14
American Bar Association to discuss police misconduct, drones, marijuana 2015-07-14
HIV doctors, lawyers, community call for reform of Missouri HIV law 2015-07-13
Analysis out on 100+ research reports, surveys on LGBTQ community 2015-07-13
Equality Illinois aims to help executives 2015-07-08
Man arrested for hate motivated violence resulting in death 2015-07-08
White House protesters; Gay firm has new attorney; Locals in top 40 2015-07-08
Katz named to State Bar Assn Sexual Orientation, Gender ID Committee 2015-07-01
Astellas holds event with Clementis 2015-07-01
Global homophobia report released 2015-07-01
State Department Report documents LGBT Human Rights Violations 2015-06-30
CPD: 52 arrests related to Pride 2015-06-29
New Jersey jury finds JONAH guilty of consumer fraud 2015-06-26
Chicago celebrates high court decision for marriage equality 2015-06-26
IHRC orders $30,000 penalty from Fair Housing Violator 2015-06-25
Supreme Court upholds Affordable Care Act subsidies 2015-06-25
Undocumented transgender woman interrupts President, calls for end to deportation 2015-06-24
 



Copyright © 2015 Windy City Media Group. All rights reserved.
Reprint by permission only. PDFs for back issues are downloadable from
our online archives. Single copies of back issues in print form are
available for $4 per issue, older than one month for $6 if available,
by check to the mailing address listed below.

Return postage must accompany all manuscripts, drawings, and
photographs submitted if they are to be returned, and no
responsibility may be assumed for unsolicited materials.
All rights to letters, art and photos sent to Nightspots
(Chicago GLBT Nightlife News) and Windy City Times (a Chicago
Gay and Lesbian News and Feature Publication) will be treated
as unconditionally assigned for publication purposes and as such,
subject to editing and comment. The opinions expressed by the
columnists, cartoonists, letter writers, and commentators are
their own and do not necessarily reflect the position of Nightspots
(Chicago GLBT Nightlife News) and Windy City Times (a Chicago Gay,
Lesbian, Bisexual and Transegender News and Feature Publication).

The appearance of a name, image or photo of a person or group in
Nightspots (Chicago GLBT Nightlife News) and Windy City Times
(a Chicago Gay, Lesbian, Bisexual and Transgender News and Feature
Publication) does not indicate the sexual orientation of such
individuals or groups. While we encourage readers to support the
advertisers who make this newspaper possible, Nightspots (Chicago
GLBT Nightlife News) and Windy City Times (a Chicago Gay, Lesbian
News and Feature Publication) cannot accept responsibility for
any advertising claims or promotions.

 

 

 

TRENDINGBREAKINGPHOTOS

Sponsor
Sponsor
Sponsor
Sponsor


 



Sponsor

About WCMG Publications News Index  Entertainment Features Bars & Clubs Calendar Videos Advertisers OUT! Guide    Marriage



About WCMG      Contact Us      Online Front  Page      Windy City  Times      Nightspots      OUT! Guide     
Identity      BLACKlines      En La Vida      Archives      Subscriptions      Distribution      Windy City Queercast     
Queercast Archives      Advertising  Rates      Deadlines      Advanced Search     
Press  Releases      Event Photos      Join WCMG  Email List      Email Blast     
Upcoming Events      Todays Events      Ongoing Events      Post an Event      Bar Guide      Community Groups      In Memoriam      Outguide Categories      Outguide Advertisers      Search Outguide      Travel      Dining Out      Blogs      Spotlight  Video     
Classifieds      Real Estate      Place a  Classified     

Windy City Media Group produces Windy City Queercast, & publishes Windy City Times,
The Weekly Voice of the Gay, Lesbian, Bisexual and Trans Community,
Nightspots, Out! Resource Guide, and Identity.
5315 N. Clark St. #192, Chicago, IL 60640-2113 • PH (773) 871-7610 • FAX (773) 871-7609.